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Contractors face unique pollution exposures arising from the multiple job sites they control and from the work they perform. Whether they bring potentially hazardous materials to a job site or a mold condition develops from a construction project; your clients may have a significant gap in coverage. Exposures from mold are particularly prevalent with building contractors, artisan contractors and HVAC contractors.
Contractors Environmental Liability allows your clients to use insurance as a powerful risk management tool by transferring potentially severe financial risk to insurance carriers. Contractors with proper pollution coverages can successfully negotiate and win contracts as well as conform with indemnification language required by owners and other contractors.
Some contractors, in addition to traditional pollution exposures, also present some Professional Liability exposures. This includes possible design work, contractual obligations or professional services provided by sub-contractors. Synapse can offer coverages to meet this need.
Typical Contractor Classes
• General Contractors
• Street & Road Contractors
• Site Contractors
• HVAC Contractors
• Electrical Contractors
• Mechanical Contractors
• Tank Installation Contractors
• Industrial Contractors
• Miscellaneous Trade Contractors
Features & Options
• Coverage includes Third Party Bodily Injury, Property Damage and Clean-up both on and off site.
• Blanket or Specific Projects.
• Contractual Liability.
• Additional Insureds.
• Completed Operations.
• Pollution Coverage with and without Mold Coverage.
• Contractors Pollution and Professional Liability can be combined.
• Covers work performed by sub-contractors.
Products
• Contractors Pollution (Occurrence)
  
• Contractors Pollution (Claims Made)
• Contractors Professional and Pollution
• Mold Questionnaire
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